NHFDC

2. Assistance to Disabled Entrepreneurs:

   Loan may be provided for manufacturing, fabrication and production activity. The disabled person will be the owner/chief executive of the company and employing at least 15% disabled persons.

   Maximum amount of loan provided under the scheme is Rs.20.00 lakh.

   Illustrative list is given below:

   1. Ancillary products manufacturing
   2. Software development and marketing
   3. Fisheries
   4. Dairy farming
   5. Diamond cutting and polishing
   6. Food processing
   7. Garments Manufacturing
   8. Potteries
   9. Furniture manufacturing including moulded furniture
   10. Plastic moulding
   11. Agro based industry
   12. Herbal products
   13. Packaging

   Any other suitable manufacturing/processing activity besides above:

3. Assistance to Disabled for Higher Studies or Professional Training:

   Towards the fulfillment of the overall objectives of empowerment and development of disabled persons in the country, the Corporation provides financial assistance to eligible beneficiaries in two components viz., educational /training grants and loans (In pursuance of objective (5) & (6) of MOA).

   Financial assistance from the corporation would flow towards training and Education requirements of the disabled groups under both formal and non-formal education/training, which would impart useful knowledge and skill. Formal training would equip the beneficiary to improve his/her chances of employment and self-employment through completing appropriate vocational/academic courses leading to the certificate /diploma or other qualification. While higher education (under graduate, post-graduate and doctoral studies) applications would be considered for loan whereas applications for technical education/ training leading to diplomas and certificates will be considered as grants, which would meet the beneficiary's expenses towards both tuition fees and hostel facilities provided no other financial assistance or concession(s) is available from any other source for this purpose.

   Channelising Agencies are required to furnish lists of recognised institutions identified for imparting training in these areas, which will be approved by the Corporation.

   Additionally, technical training including non-formal training wherever required will not form part of the project and the expenditure incurred therein will not form part of a loan.

4. Assistance for Agricultural Activities:

   Loan assistance is provided to disabled persons for:

   1. Agriculture production and related field such as irrigation, purchase of agriculture machinery, horticulture, sericulture etc.
   2. Purchase of equipment for agriculture services such as custom service (pesticide, spray, harvesting etc.) custom hiring of agriculture machinery.
   3. Agriculture marketing (through co-operative societies/Association of disabled farmers), Setting up grading and packing houses, purchase of transport vehicles for marketing of agriculture produce etc.
   4. Purchase of land for agriculture purpose by individual disabled person or by co-operative societies of disabled persons.
   5. Commission agents at Mandi Samities.
   6. Small business such as retail outlets for marketing Organic fertilizers, Pesticides/insecticides. Improved variety of seeds, farm machinery etc. Maximum loan available under this scheme is Rs.5.00 lakh.
5. Scheme to Promote Manufacturing/Production of Assistive Devices for Disabled persons:

   Loan Assistance is provided for setting up small scale industry for manufacturing aids and appliances developed under R & D programmes of Government/academic institutions of repute for disabled within the country. The company should employ disabled persons.

   Maximum loan available under this scheme is Rs.25.00 lakh.

6. Assistance for Skills & Entrepreneurial Development Programmes:
   1. Financial assistance in the form of loan is provided to the channelising agencies, reputed NGO's, RRTC's and recognised technical institutions for imparting skills and entrepreneurial development training to disabled persons.
      Financial assistance is also provided for setting up vocational training centres including computer training centre, exclusively for imparting skills and entrepreneurial development training to disabled persons.
      
   2. The proposals for loan should necessarily indicate placement/self employment opportunities to the disabled after training.
   3. Financial assistance in the form of loan will also be available for upgradation of skills of disabled workers and entrepreneurs who have set up units with the financial assistance from NHFDC.
7. Scheme to Promote Self Employment amongst Persons with Mental Retardation, Cerebral Palsy and Autism:

   Persons with mental retardation, cerebral palsy or autism may not be eligible to seek loan and enter into a legal contract. In such cases following categories of persons are eligible for financial assistance from NHFDC.

   1. Parents of dependant mentally retarded persons.
   2. Spouse of dependant mentally retarded persons.

   Persons seeking loan from NHFDC under this category should encourage self employment of the mentally retarded persons. Projects should be identified in such a way that there is direct involvement and participation of the beneficiary in the project.

   Indicative areas for financing are:

   1. Shop or store
   2. Assembling unit
   3. Workshop or repair shop
   4. Envelop making unit
   5. Pickle, papad, wadi making unit
   6. Home unit for making squash, jam etc.
   7. Bakery
   8. Xerox Centre
   9. Tailoring unit
   10. DTP Centre
   11. Screen Printing
   12. Poultry
   13. Dairy Farming
   14. Horticulture
   15. Handloom Unit
   16. Block, textile printing

Maximum loan available under this scheme is Rs.2.50 lakhs