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Government Schemes Central

Award of Dealerships/Agencies by Oil Companies

Award of Retail Outlet, 2/3 Wheeler Outlet, Kerosene-LDO Dealership and LPG Distributorships:

Ministry of Petroleum & Natural Gas has reserved 7.5% of all type of dealership agencies of the public sector oil companies for Physically Handicapped/Govt. personnel (other than defense personnel disabled on duty/windows of Govt. personnel (other than defense personnel who die in the course of duty)

The oil industry appoints its dealers/distributors through an advertisement in one English daily and one regional daily having maximum circulation in the district in which the dealership distributorship is to be located.

Eligibility criteria

Indian National
Age group (between 21-30 years)
Educational qualification (matriculation or equivalent)
Physically handicapped persons should produce a certificate from Civil Surgeon/CMO or Superintendent of a govt. hospital that he/she is O.H. to the extend of minimum 40% permanent partial of either upper or lower limb or both upper and lower limbs together
Partially HH candidates are also eligible. Totally blind persons are eligible to apply for retail outlet/ kerosene/LDO dealership. They are however not eligible for LPG distributorship.

Income: The candidats income should not be more than Rs.50,000/- p.a. Income for this purpose would include the income of the candidate, his/her spouse, dependent children put together. In case of dependent, his/her parents income would also be taken into consideration.

Application form: Standard formats can be obtained from divisional/regional area office of the concerned oil companies.

Economic Assistance

Public Sector Banks:

Physically Handicapped persons are eligible to take loans under the scheme, if they satisfy the following conditions:

Should be pursuing a gainful occupation.
Family income from all sources should not exceed Rs. 7200/- p.a. in urban or semi-urban areas or Rs. 6400/- p.a. in rural areas.
Should not have hand holding exceeding 1 acre if irrigated, and 25 acres if un-irrigated.
Should not incur liability to two sources of finance at the same time.
Should work largely on their own and with such help as other members of their family or some joint partners may give them and should not employ paid employers on a regular basis..
Amount of loan: The amount of loan will depend on the particular scheme proposed to be financed. It should be adequate to enable the borrower to finance his requirements without having to borrow from other sources. The normal limit will be Rs. 6500/- for working capital loan and Rs.5500/- for a term loan.

Rate of Interest:

Keeping in view the social objective the interest will uniformly be charged 4% p.a. Physically Handicapped persons are eligible under DRI scheme for loan to purchase artificial limbs, hearing aids, wheelchairs etc., subject to maximum of Rs. 2500/- per borrower provided such assistance is given alongwith the advances for productive activities and self employment ventures and all other requirements under DRI scheme are fulfilled.

Under the scheme of “Financing Small Scale Industries”, a special provision has been made to allow concession of ?% in the interest to the physically handicapped availing working capital limit above Rs.2500/- and upto Rs. 2 lakhs.